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Terms Credit Check

Credit Check Privacy Statement.

Notice of disclosure of your credit information to a credit-reporting agency.

 [Privacy Act 1988]

Saliani Group Pty Ltd may give information about you to a credit reporting agency for the following purposes:

To obtain a consumer credit report about you, and/or

To allow the credit reporting agency to create or maintain a credit information file containing information about you.

The information is limited to:

  • Identity particulars – your name, sex, address [previous 2 addresses] date of  birth, name of employer, drivers license number
  • Your application for credit – the fact that you have applied for credit and the amount.
  • The fact that [a credit provider] is a current credit provider to you.
  • Loan repayments which are overdue by more than 60 days, and for which debt collection action has started.
  • Advice that your loan repayments are no longer overdue in respect of any default that has been listed.
  • Information that, in the opinion of Saliani Group Pty Ltd you have committed a serious credit infringement [that is, fraudulently or shown an intention not to comply with your credit obligations].
  • Dishonoured cheques – cheques drawn by you for $100 or more which have been dishonoured more than once.
  • That credit provided to you by a credit provider has been paid or otherwise discharged.

This information may be given before, during or after the provision of credit to you.

STATEMENT BY APPLICANT FOR CREDIT

  • Giving information to a Credit Reporting Agency (Section 18E(8)© Privacy Act 1988
  • Saliani Group Pty Ltd has informed me that it may give certain personal information about me to a credit reporting agency.
  • Access to Consumer Credit Information (Section 18K(1)(b) Pricacy Act 1988
  • I agree that Saliani Group Pty Ltd may obtain a consumer credit report containing information about me from a credit reporting agency for the purpose of assessing my application for consumer credit.
  • Exchange of Credit Worthiness information (Section 18N) Privacy Act 1988

I agree that Saliani Group Pty Ltd may exchange information with those credit providers named in this application or names in a consumer credit report issued by a credit reporting agency for the following purposes:

  • to assess an application by me for credit
  • to notify other credit providers of a default by me
  • to assess my credit worthiness

I understand that the information exchanged can include anything about my credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy.

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